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Idisagree with the sentiments expressed in this essay due to theisolated reasoning affirmed by the writer’s inclination tounilateral Bible-quoting. The United States Bankruptcy Law does notin any way contradict the Biblical teachings. Forgiving debts asoutlined in the scriptures and enshrined in the law is consistentwith the Biblical approach to the law of agreements.

First,the writer outlines that the Biblical provisions of man’s vow withGod also guides the relationship between human beings. The writerquotes the Bible &quotIf a man makes a vow unto the Lord, or swearan oath to bind himself with a bond he shall not break his word, heshall abide by all that proceeded out of his mouth&quot(Deuteronomy30:2 NAB). While this it is true, it worth noting that the same Biblein Deuteronomy 15:1 outlines that, creditors are bound to forgivetheir debts after seven years. The statement fits into the legalprovision of considering the inability of individuals to meet part oftheir bargain.

Thewriter also errs in claiming that the United States law createsloopholes for people to be released from debts and argues that it isnot justifiable under God’s guidance as found in the Bible.However, it is noteworthy that a there is the impracticability of acontract if one party does not have the mean of fulfilling it TitusHerbert, God, Man, and Law: TheBiblical Principles207 (Institute in Basic Life Principles, 1994). The Bible acts as thebest tool to guide agreements since every contract is considered asdivine. Deuteronomy 15:4 concurs with this provision. There must bean element of poverty for the debts to be forgiven just like in theimpracticability observed in the contemporary law. I, therefore,disagree with the writer’s sentiments and inconsistent comparisonbetween the Bankruptcy Law and the Biblical teachings.

Reactionto Reply 2

Thewriter approaches the subject from an informed viewpoint that Godmandates believers to have respect for the authority. The Bible isclear that “Let every person be subject to governing authoritiesfor there is no authority except God” (Romans 13:1 NAB). Thesupreme law of the United States draws its inspiration from the Bibleand therefore, the subsequent regulations developed from it are notmeant to contradict the scriptures. The Bankruptcy Law, therefore,does not perturb Gods teaching on contracts.

Thewriter is also right to argue that the Bible discourages borrowing orentering into a contract without the intention to fulfill it. This isalso captured in the American law since it considers various forms ofagreements between individuals as legally abiding and enforceableTitus Herbert, God, Man, and Law: TheBiblical Principles205 (Institute in Basic Life Principles, 1994). The essay agrees withthe possibility of unprecedented occurrences that can result innon-compliance with the terms outlined in a contract. The Bible inDeutronomy15:4 demonstrates that only the poor should be forgiventheir debts. The God chosen authority in America understands this,and it explains why there are exemptions when an individual can bedeclared bankrupt.


TitusHerbert , God,man, and law: The Biblical principles.Institute in Basic Life Principles, 1994.

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